Terms & Conditions

Acceptance of These Terms

By accessing, browsing, or using the MCI Investment Group website, submitting an enquiry, requesting a consultation, communicating with our representatives, or engaging our services, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions.

If you do not agree with any part of these Terms, you should discontinue use of the website and refrain from requesting or using our services.

These Terms should be read together with any applicable engagement letter, service agreement, proposal, quotation, mandate, or other written agreement issued by MCI Investment Group for a specific service.

About MCI Investment Group

MCI Investment Group is a Dubai-based advisory and investment management business providing professional solutions across selected financial, real estate, taxation, accounting, legal consultancy, mortgage, business, and strategic advisory areas.

The services displayed on this website are intended to provide an overview of the areas in which MCI Investment Group may assist clients. The exact nature, scope, availability, fees, deliverables, and limitations of any service will depend on the individual client's requirements and the applicable written engagement.

Our Services

Depending on the engagement and applicable regulatory requirements, MCI Investment Group may provide or coordinate services relating to areas including:

Advisory Nature of Information

Information published on this website is provided for general informational and educational purposes. Website content should not automatically be interpreted as personalised financial, investment, legal, tax, accounting, mortgage, or real estate advice.

Individual decisions should be made only after reviewing the client's circumstances, objectives, documentation, applicable regulations, market conditions, and the specific professional advice provided under an applicable engagement.

Nothing on this website constitutes a guarantee, recommendation, promise, or representation that a particular transaction, investment, financing request, property purchase, legal matter, tax position, or business outcome will be successful.

Investment & Financial Risk

Investment, financing, property, and business decisions involve risks. Market conditions, interest rates, property values, financing availability, regulatory requirements, economic conditions, and other factors may change without notice.

Past performance, historical information, market commentary, projections, examples, or illustrative scenarios presented through our website or communications should not be treated as a guarantee of future results.

Clients remain responsible for evaluating the suitability of any financial or investment decision for their own circumstances and objectives.

Third-Party Providers & External Services

Certain services may involve coordination with third parties, including financial institutions, property developers, brokers, government authorities, professional advisers, technology providers, accountants, lawyers, consultants, or other external service providers.

Where third-party services are involved, their own eligibility requirements, policies, fees, contractual terms, processing times, and regulatory obligations may apply.

MCI Investment Group does not guarantee the actions, decisions, availability, processing time, performance, or outcome of an independent third-party provider.

Client Eligibility & Due Diligence

Certain services may require the completion of identity verification, client due diligence, KYC procedures, source-of-funds checks, corporate documentation, financial information, or other documentation required by applicable law or by third-party institutions.

You agree to provide information and documentation that is accurate, complete, current, and not misleading.

MCI Investment Group may decline, suspend, or discontinue an enquiry or engagement where required documentation is not provided, information cannot reasonably be verified, or continuing the engagement would create legal, regulatory, professional, or commercial concerns.

Client Responsibilities

Clients are responsible for providing complete and accurate information relevant to the requested service. You must promptly notify us if information previously provided becomes inaccurate, incomplete, or outdated.

• Provide accurate information and supporting documents.
• Respond to reasonable requests for clarification or documentation.
• Meet agreed deadlines and payment obligations.
• Review proposals, documents, and advice provided to you.
• Obtain independent professional advice where appropriate.
• Use our website and services lawfully and responsibly.

Fees, Quotations & Payments

Fees and charges for professional services will generally be communicated through a quotation, proposal, invoice, engagement letter, service agreement, or other written communication.

Unless expressly stated otherwise, a quotation does not constitute a binding commitment to provide services until the engagement has been formally accepted by both parties.

Government charges, third-party fees, registration fees, bank charges, property-related costs, legal costs, professional disbursements, taxes, and other external expenses may be payable separately where applicable.

Payment terms, deposits, instalments, refunds, cancellation charges, and other financial conditions may vary according to the specific engagement.

Acceptable Use of the Website

You agree not to misuse, interfere with, damage, disrupt, reverse engineer, copy, scrape, exploit, or attempt to gain unauthorised access to the website or its systems.

You must not use the website to submit fraudulent, unlawful, defamatory, malicious, misleading, or abusive information, or to interfere with the rights or security of MCI Investment Group or any other person.

We reserve the right to restrict or terminate access to website functionality where we reasonably believe that these Terms have been violated.

Intellectual Property

Unless otherwise stated, all content appearing on this website, including text, branding, logos, graphics, layouts, photographs, illustrations, videos, icons, designs, code, documents, and other materials, is owned by or licensed to MCI Investment Group.

No material from this website may be reproduced, republished, distributed, modified, transmitted, displayed, commercially exploited, or otherwise used without prior written permission, except where permitted by applicable law.

Nothing in these Terms transfers ownership of MCI Investment Group's intellectual property to any website visitor or client.

Website Information & Accuracy

We make reasonable efforts to keep website information current and useful. However, information may occasionally contain typographical errors, omissions, outdated information, or inaccuracies.

Service availability, market information, property information, financing conditions, regulatory requirements, fees, timelines, and other information may change without notice.

MCI Investment Group does not undertake an unconditional obligation to update every item of information published on the website.

Third-Party Links

Our website may contain links to third-party websites, platforms, tools, applications, government portals, financial institutions, developers, professional organisations, or other external resources.

These links may be provided for convenience or reference. MCI Investment Group does not necessarily control or endorse the content, availability, security, privacy practices, or terms of third-party websites.

Your use of any external website is subject to that website's own terms and policies.

Privacy & Personal Information

Information submitted through our website or during a client engagement may be collected and processed in accordance with our Privacy Policy and applicable laws and regulatory requirements.

Our Privacy Policy explains how personal information may be collected, used, disclosed, protected, and retained.

Confidentiality

We recognise the importance of maintaining confidentiality in professional relationships and will handle client information in accordance with applicable obligations, our Privacy Policy, and the terms of the relevant engagement.

Confidentiality obligations may be subject to legal, regulatory, court, government, professional, or compliance-related requirements that require information to be disclosed.

Limitation of Liability

To the maximum extent permitted by applicable law, MCI Investment Group shall not be responsible for indirect, incidental, consequential, special, exemplary, or unforeseeable losses arising from or relating to the use of the website or information presented through it.

We do not guarantee that the website will always be available, uninterrupted, error-free, secure, or free from harmful components.

Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is not permitted under applicable UAE law.

Events Beyond Our Reasonable Control

MCI Investment Group shall not be responsible for delays or inability to perform caused by circumstances beyond our reasonable control, including governmental actions, regulatory changes, natural events, infrastructure failures, telecommunications disruptions, cyber incidents, financial-market disruption, labour disputes, public emergencies, or failures of third-party providers.

Suspension & Termination

We may suspend or terminate access to website features, communications, or services where reasonably necessary, including where there is a breach of these Terms, failure to provide required information, non-payment, regulatory concerns, or other legitimate business or legal reasons.

Any termination of a specific professional engagement will additionally be governed by the applicable engagement agreement or service terms.

Changes to These Terms

MCI Investment Group may revise, amend, replace, or update these Terms & Conditions from time to time to reflect changes in our services, business practices, technology, regulatory requirements, or applicable law.

The updated version will be published on this page with a revised "Last Updated" date. Continued use of the website following publication of changes may constitute acceptance of the revised Terms, subject to applicable law.

Governing Law & Jurisdiction

These Terms & Conditions shall be governed by and interpreted in accordance with the applicable laws of the United Arab Emirates and the laws applicable in the Emirate of Dubai, subject to any mandatory provisions of applicable law.

Any dispute arising out of or relating to these Terms, the website, or the applicable services shall be handled in accordance with the dispute-resolution provisions contained in the relevant engagement or agreement.

Where no specific dispute-resolution provision applies, the competent courts of Dubai, United Arab Emirates, shall have jurisdiction, subject to applicable law.

Severability & Entire Understanding

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, that provision shall be interpreted or modified to the extent necessary to make it enforceable where legally possible, without affecting the validity of the remaining provisions.

These website Terms, together with any applicable written engagement, proposal, service agreement, Privacy Policy, and other expressly incorporated documents, form the applicable framework governing the relevant relationship.

Contact & Legal Enquiries

If you have questions about these Terms & Conditions, our services, or a specific engagement, please contact MCI Investment Group using the details below.